Pricey insurance in Austin can dwindle your accounts and force you to tighten up your finances. Comparing price quotes is a fast and free way to tighten up your finances.
It’s astonishing, but the majority of drivers kept their policy with the same company for four years or more, and nearly 40% of drivers have never compared quotes from other companies. Texas consumers could pocket as much as $1,770 a year by just comparing rate quotes, but they feel it’s too difficult to compare rate quotes online.
Online insurance companies like State Farm, Allstate, GEICO and Progressive all claim big savings with ads and it is difficult to ignore the flashy ads and take the time to shop coverage around.
Smart consumers take time to compare premium rates at least once a year since insurance prices are rarely the same from one policy term to another. Just because you had the lowest quotes on Ford Expedition insurance in Austin a year ago you will most likely find a better rate today. Ignore everything you know about insurance because you’re about to learn the best methods to get good coverage on Ford Expedition insurance in Austin at a lower rate.
If you are paying for car insurance now, you will surely be able to find better prices using these techniques. Locating the most cost-effective insurance policy in Austin seems hard but is not really that difficult. But Texas consumers must understand how big insurance companies determine how much to charge and take advantage of how the system works.
To find affordable Austin car insurance quotes, there are several ways to compare prices from car insurance companies in your area. The best method to find affordable Ford Expedition insurance rates is to get quotes online.
Comparing free rates online is easy and it, makes it obsolete to spend your day driving to different Austin agent offices. The internet eliminates the need for an insurance agent unless you require the advice and guidance only provided by licensed Austin agents. You can, however, comparison shop your insurance online and still use a local agent. Keep in mind that comparing more prices helps increase your odds of locating better pricing. Not every company does online rate quotes, so it’s important to compare prices from those companies as well.
The providers in the list below offer free quotes in Austin, TX. If more than one company is shown, we recommend you visit two to three different companies to get the most competitive price.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Expedition SSV 2WD | $142 | $218 | $310 | $18 | $94 | $782 | $65 |
| Expedition XLT 2WD | $234 | $312 | $424 | $26 | $128 | $1,124 | $94 |
| Expedition SSV 4WD | $176 | $306 | $366 | $22 | $110 | $980 | $82 |
| Expedition XLT 4WD | $422 | $592 | $424 | $26 | $128 | $1,592 | $133 |
| Expedition Eddie Bauer 2WD | $300 | $580 | $438 | $26 | $130 | $1,474 | $123 |
| Expedition Limited 2WD | $356 | $788 | $422 | $24 | $126 | $1,716 | $143 |
| Expedition Eddie Bauer 4WD | $232 | $486 | $366 | $22 | $110 | $1,216 | $101 |
| Expedition King Ranch 4WD | $376 | $642 | $334 | $20 | $100 | $1,472 | $123 |
| Expedition King Ranch 2WD | $292 | $462 | $330 | $20 | $98 | $1,202 | $100 |
| Expedition Limited 4WD | $404 | $802 | $392 | $24 | $118 | $1,740 | $145 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Premium amounts do not factor in your specific Austin location which can alter premium rates noticeably.
Ford Expedition insurance rates: Men versus women
The example below shows the difference between Ford Expedition premium costs for male and female drivers. The premiums are based on no violations or accidents, comp and collision included, $1,000 deductibles, single marital status, and no additional discounts are factored in.
Illustration showing the impact of accidents and violations
The information below demonstrates how speeding tickets and at-fault accidents drive up Ford Expedition insurance prices for different categories of driver ages. The information is based on a married female driver, full coverage, $250 deductibles, and no discounts are applied.
Local neighborhood agents and car insurance
Many drivers still prefer to go talk to an agent. One of the benefits of comparing car insurance online is the fact that drivers can get the best rates but still work with a licensed agent.
For easy comparison, once you complete this short form, your insurance data is emailed to insurance agents in Austin that can provide free Austin car insurance quotes to get your business. You don’t have to contact any agents due to the fact that quote results will go to the email address you provide. You can get cheaper car insurance rates and work with a local agent. If you need to get a price quote from a specific insurance company, just jump over to their website and fill out the quote form the provide.
Picking an insurer requires more thought than just the price. The following questions are important to ask.
- How many years have they been established?
- Is assistance available after office hours?
- Are they primarily personal or commercial lines agents in Austin?
- What insurance company do they write the most business with?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
If you want to buy car insurance from a good Austin insurance agent, it helps to know the two different types of agents and how they are slightly different. Agencies in Austin are considered either independent (non-exclusive) or exclusive.
Exclusive Agencies
These agents write business for a single company like State Farm or Allstate. These agents are not able to provide prices from multiple companies so they really need to provide good service. Exclusive agents receive extensive training in insurance sales which helps them compete with independent agents.
Below are exclusive agents in Austin who may provide you with price quotes.
Bennie Council – State Farm Insurance Agent
6448 US-290 f110 – Austin, TX 78723 – (512) 454-4524 – View Map
Allstate Insurance: Cheri Roman
8103 Brodie Ln Ste 7 – Austin, TX 78745 – (512) 282-9999 – View Map
Greg Pearson – State Farm Insurance Agent
8705 Shoal Creek Blvd #102 – Austin, TX 78757 – (512) 451-0188 – View Map
Independent Car Insurance Agents
Agents that choose to be independent can quote rates with many companies and that enables them to quote your coverage through many different car insurance companies and help determine which has the cheapest rates. If your agent finds better pricing, they simply move the coverage in-house which requires no work on your part. If you are comparing rate quotes, it’s a good idea to contact at least one independent agent to have the most options to choose from.
Listed below is a list of independent agents in Austin that are able to give price quote information.
Central Insurance Agency, Inc.
6000 N Lamar Blvd – Austin, TX 78752 – (512) 451-6551 – View Map
Stanley Insurance Agency
512 W Stassney Ln #113 – Austin, TX 78745 – (512) 445-5555 – View Map
E-Z Insurance – South
4011 S 1st St – Austin, TX 78745 – (512) 443-9700 – View Map
After talking to the agent and getting positive feedback to these questions as well as offering an affordable quote, you may have just found a car insurance agent that can be trusted to properly insure your vehicles. Just be aware that policyholders can cancel coverage at any time so never feel that you are obligated to your new company for the full term.