When trying to find more affordable insurance, do you get frustrated by the crazy number of auto insurance sources in Austin? Many other drivers are as well. There are so many options that it can really be hard work to lower your auto insurance rates for Volkswagen Routan insurance in Austin. Austin is a wonderful place to live, but pricey auto insurance makes it impossible to be able to afford adequate auto insurance coverage limits.
Amazlingly, a recent NerdWallet.com study showed that nearly 70% of consumers have remained with the same auto insurance company for at least the last four years, and virtually 40% of consumers have never shopped around. Many consumers in Texas could cut their rates by about 70% a year by just comparing quotes, but most just don’t grasp the big savings they would realize if they swap their current policy for a cheaper one.
The fastest way that we advise to compare car insurance company rates for Volkswagen Routan insurance in Austin is to know the trick almost all companies actually pay money for the chance to compare rate quotes. All you need to do is give them rating details such as how many miles driven, whether the vehicles are used for commuting, your credit rating estimate, and how much coverage you want. Your details is then submitted to many highly-rated insurers and you will get price comparisons almost instantly.
To check Volkswagen Routan insurance prices now, click here and find out if you can get cheaper insurance in Austin.
The providers in the list below are our best choices to provide price comparisons in Texas. If multiple companies are shown, we recommend you visit as many as you can to get the most competitive price.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Routan S 2WD | $174 | $290 | $422 | $24 | $126 | $1,036 | $86 |
| Routan SE 2WD | $264 | $460 | $392 | $24 | $118 | $1,258 | $105 |
| Routan SEL 2WD | $202 | $422 | $392 | $24 | $118 | $1,158 | $97 |
| Routan SEL Premium 6 Cyl 2WD | $344 | $472 | $424 | $26 | $128 | $1,394 | $116 |
| Get Your Own Custom Quote Go | |||||||
Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Prices do not factor in your specific Austin location which can lower or raise prices significantly.
Auto insurance rates are higher with tickets and accidents
The example below highlights how traffic violations and at-fault claims increase Volkswagen Routan insurance rates for different age groups. The prices are based on a married female driver, comp and collision included, $250 deductibles, and no other discounts are factored in.
Can’t I compare rate quotes from local Austin car insurance agents?
Some consumers still prefer to buy from a licensed agent and that is a personal choice. One of the best bonuses of getting free rate quotes online is that you can find cheaper prices and still have an agent to talk to. Buying from and supporting local agencies is still important in Austin.
For easy comparison, once you complete this simple form, the quote information is transmitted to insurance agents in Austin who want to provide quotes for your insurance coverage. It’s much easier because you don’t need to contact an agency because prices are sent directly to you. You can find lower rates and a licensed agent to talk to. If for some reason you want to quote rates from a specific company, don’t hesitate to navigate to their website and fill out the quote form the provide.
If you are wanting to purchase car insurance from a reliable insurance agency, there are two different agency structures and how they can quote your rates. Agents are categorized either exclusive or independent agents depending on their company appointments.
Independent Car Insurance Agencies or Brokers
Agents that elect to be independent do not sell for just one brand and that enables them to quote your coverage through lots of different companies and find you the best rates. If they find a cheaper price, your agent can just switch to a different company and you don’t have to switch agencies. When shopping rates, you definitely need to include rate quotes from a couple of independent agencies so that you can do a thorough price comparison. Most independent agents also contract with different regional companies that may have much lower rates than larger companies.
Featured below is a small list of independent agents in Austin that may be able to give you price quote information.
- Watkins Insurance Group
3834 Spicewood Springs Rd – Austin, TX 78759 – (512) 452-8877 – View Map - Danback Insurance Agency
8312 Burnet Rd #115 – Austin, TX 78757 – (512) 454-4567 – View Map - E-Z Insurance – South
4011 S 1st St – Austin, TX 78745 – (512) 443-9700 – View Map
Exclusive Car Insurance Agents
Agents that choose to be exclusive can only quote rates from one company such as AAA, Allstate, State Farm, or Farmers Insurance. These agents are unable to give you multiple price quotes so you might not find the best rates. Exclusive agents are highly trained in insurance sales which helps offset the inability to provide other markets. Many people choose to use an exclusive agent mainly due to the brand name rather than low rates.
Listed below are Austin exclusive insurance agencies who can help you get rate quotes.
- Stuart Nalewaik – State Farm Insurance Agent
1717 W 6th St #214 – Austin, TX 78703 – (512) 382-6019 – View Map - Bridgette Hearne – State Farm Insurance Agent
3407 W Slaughter Ln b – Austin, TX 78748 – (512) 441-3704 – View Map - Herman Askew – State Farm Insurance Agent
13201 Pond Springs Rd #105 – Austin, TX 78729 – (512) 250-5533 – View Map
Choosing the best auto insurance agent shouldn’t rely on just the bottom line cost. Any good agent in Austin should know the answers to these questions.
- How are they compensated?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- How are claims handled?
- Will a damage claim use OEM or aftermarket replacement parts?
- How will an accident affect your rates?